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Pre-Approval

Understanding the Numbers

Buying a home is one of the most significant investments that you will make in life. Not only are you choosing the place where you will bring up your family, you are most likely investing a large portion of your assets into this new home.

Mortgage Calculators

Monthly Payment Calculator
Want to know how much your monthly payment is for your mortgage?

Interest only Monthly Payment Calculator
To find out the monthly savings you could gain from an interest-only payment plan.

Bi-Weekly Mortgage Calculator
Want to know how much time and money you'll save paying off your loan on a bi-weekly payment plan?

Additional Payment Calculator
How much do you save by paying more or making additional payments than your initial mortgage terms?

APR Calculator
To find out the annual percentage rate of your loan, enter the loan amount, interest rate, points, other costs and year-length term.

How much do I have to earn?
Not sure how much money you'll have to earn to afford your house payment and accompanying expenses?

Should I pay discount points?
Not sure if you should pay discount points on your mortgage loan?

How much will my tax deduction be?
Want to know how much your home mortgage will save you in taxes?

How much can I borrow?
Want to know how big of a mortgage you can take on?

How much will I save by refinancing my loan?
How long will it take to recoup the costs of refinancing my home mortgage?


The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. My goal is to provide you with detailed information that will assist you in making an intelligent and informed decision. If you have any questions please give me a call at 828-279-5100, or email me at dperry9774@charter.net



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David Perry, Broker Associate     ~     OTIC, Inc.

Office: (828) 253-0337   ~   Cell: (828) 279-5100   ~   info@davidperryrealtor.com

John Carroll Realtors   ~   12 All Souls Crescent, Biltmore Village   ~   Asheville, NC 28803